Kathmandu, Ashadh 05, 2062.

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n xfD; gl;{ª xf]daf6 sf“wsf] pkrf/ ug{ uPsf la/fdL dx]Gb| u'?ª Go"/f];h{g 8f= pk]Gb| b]jsf]6fsf] nfk/afxLk"0f{ zNo lrlsT;faf6 kIf3ftsf] lzsf/ eP . @)%^ ;fndf btf{ ePsf] ph'/Lk|lt ;DalGwt lgsfo df}g 5, g la/fdL u'?ªn] Gofo kfP, g 8f= b]jsf]6fn] ;hfo g} .

n zfxL 3f]if0ffkl5 pkef]Qmfsf] clwsf/ g} s'l07t x'g]u/L ;~rf/sf cfwf/e"t ;'ljwf tyf pks/0fdf ;d]t /f]s nufOof] . g]kfn 6]lnsdaf6 kf]i6k]8 df]afOn v'nfOP klg xhf/f}+ ;+Vofsf lk|k]8sf u|fxsn] clxn];Dd cfkm"n] lt/]sf] d"Nocg';f/sf] ;'ljwf kfPsf 5}gg\ .

n hLjgsf] clgjfo{ cfwf/ kfgL t/ sf7df8f}+ pkTosfsf vfg]kfgLsf pkef]Qmf ljz]ifu/L udL{ dlxgfdf kfgLsf] cefjaf6 kLl8t x'g] u/]sf 5g\, cfkm"n] vfg]kfgL ;+:yfgnfO{ dfl;s ¿kdf dx;'; a'emfpg] u/] klg kfgLsf nflu ePe/sf ljsNksf] k|of]u ug{ afWo 5g\ / kfgL pkef]Qmfsf clwsf/k|lt ;/sf/L ;+j]bgxLgtf sfod} 5 .

n kf]v/fdf cfkm"n] rfx]sf] a;df l;l08s]6 k|0ffnLsf sf/0f ofqf ug{ kfO“b}g . a; Joj;foLn] h]df v6fof], To;}df si6k"0f{ ofqf ug'{kg]{ afWotf 5 . k};f lt/]kl5 cf/fdbfoL ofqf ug{ kfpg] pkef]Qmfsf] clwsf/sf] ;'/Iff 5}g .

n s]xL xjfO{;]jf sDkgLn] k|lt:kwL{ ahf/sf] gfddf sf7df8f}+–lbNnLb]lv cGo :yfgLo ljleGg ;]S6/df xjfO{ef8f ‘cljZj;gLo’ d"Nodf emf/] . s]xL ;dokl5 tL sDkgLsf] ldn]dtf]df xjfO{ef8f ztk|ltzteGbf al9 j[l4 ul/of] . o;df klg pkef]Qmfsf] clwsf/ ljrf/ ul/Pg .

vf]Hb} hfg] xf] eg] pkef]Qmf clwsf/ pNnª\3gsf o:tf y'k|} pbfx/0fx¿ g]kfnL pkef]Qmf ahf/sf kfOnf–kfOnfdf e]6\g ;lsG5 . a[xt\ cy{ af]s]sf] pkef]Qmf clwsf/sf] ;'/Iff ePsf] kfO“b}g . pkef]Qmfsf] ljZjf; lhtL Gofof]lrt gfkmf sdfpgeGbf em'SofP/ ;fdfg le8fpg dfq s]xL Jofkf/L pBt b]lvG5g\ . pkef]Qmf lxt ;+/If0fdf :ki6 sfg'gsf] cefj t 5 g}, ePsf] sfg'gsf] klg k"0f{ kfngf tyf sfof{Gjog ePsf] 5}g . pkef]Qmfsf] xslxt ;'/Iffsf nflu eg]/ @)%% ;fndf NofOPsf] pkef]Qmf ;+/If0f P]gsf] k|efjsf/L sfof{Gjog gePsf] pkef]Qmf d~r g]kfnsf cWoIf x/]Gb|axfb'/ >]i7sf] 7x/ 5 .

pQm P]gdf pkef]Qmf ;+/If0f kl/ifb\;DaGwL Joj:yf ul/Psf] 5 t/ P]g nfu" ePsf] ;ft jif{ lalt;Sbf klg pQm kl/ifb\sf] Pp6f klg a}7s a:g ;s]sf] 5}g . pkef]Qmf lxt;DaGwL ljifodf gLlt–lgdf{0f ug{ tyf pkef]Qmf xslxtsf af/]df ;/sf/nfO{ ;'emfj lbg pBf]u, jfl0fHo tyf cfk"lt{dGqLsf] cWoIftfdf ljleGg dGqfnosf ;lrjx¿, k|ltlglw /xg] u/L pQm pkef]Qmf ;+/If0f kl/ifb\ u7g ul/g] elgPsf] 5 . sfof{Gjog kIf eg] P]gsf x/kmdf dfq ;Lldt 5g\, Jojxf/df cfpg ;s]sf] 5}g .

pkef]Qmfsf] :jf:Yodf k|lts"n c;/ kg]{ j:t' jf ;]jfsf] laqmL–ljt/0f u/]df P]gn] Joj:yf u/]sf] ;a}eGbf 7"nf] ;hfo !$ jif{;Dd s}b jf % nfv ¿k}of“;Dd hl/jfgf jf b'j} 5 . P]g nfu" ePb]lv xfn;Dd o;k|sf/sf] ;hfosf] efuLbf/ s'g} JolQmdf klg ePsf 5}gg\ . d~rsf cWoIf >]i7 g]kfnL pkef]Qmfdf la:tf/} r]tgf a9\b} uP klg x'g'kg]{ hlt gePsf] atfpg'x'G5 . pxf“sf cg';f/ pkef]Qmfn] s]xL 36gfdf ph'/L u/] klg ;/sf/n] ;fdfGo sf/afxL u/]/ dfq 5f]l8g] ul/Psf] 5 . tLg jif{cl3 pkef]Qmfn] ahf/af6 vl/b ul/g] clwsf+z Uof“; l;ln08/ 3f]lift tf}ncg';f/ gePsf]df pkef]Qmf d~r g]kfnn] lhNnf k|zf;g sfof{nodf ph'/L xfn]sf] lyof] . l;ln08/df n]lvPcg';f/ !$ bzdnj @ s]hL tf}n x'g'kg]{df !# s]hLeGbf sd clwsf+z Uof“; lkmn/ sDkgLn] e/]/ clgoldt nfe lng] qmd a9]kl5 ph'/L xflnPsf] xf] . bf]ifL Uof“; lkmn/ sDkgLnfO{ sfg'gadf]lhd s8f ;hfo ul/g'kg]{df lhNnf k|zf;g sfof{non] @–$ ;o ¿k}of“ hl/jfgf u/]/ Tolts} 5fl8lbPsf]df d~rsf cWoIf >]i7 u'gf;f] ug'{x'G5 . cWoIf >]i7 s8f k|ltlqmof lb“b} eGg'x'G5– æpkef]Qmf xslxtsf] nflu xfdLn] u/]sf] ph'/L t lhNnf k|zf;g sfof{nonfO{ sdfpg] af6f] kf] aGof] .Æ

vfg]kfgL ;+:yfgn] ljt/0f ug]{ kfgLsf] Ps ltxfOeGbf a9L t r'xfj6af6} v]/ hfG5 . To;}u/L c;dfg ljt/0f k|0ffnLsf sf/0f s'g} If]qdf a9L t s'g} If]qdf kfgL 7Kk} x'g] u/]sf] 5 . emg\ udL{ df};ddf t kfgLsf] cefj /fhwfgLjf;Ln] e]mNg'k/] klg tTsfn /fxtsf ljsNkx¿ cjnDag u/]sf] 5}g . cWoIf >]i7sf] ljrf/df pkTosfj/k/sf kxf8df aUg] cGo kfgLsf ;|f]t ;fgfltgf vf]nfaf6 Nofpgtk{m tTsfn sbd rflng'k5{ . pkef]Qmf d~rn] /fhwfgLsf kf“rtf/] xf]6nn] af]l/ªdfk{mt lgsfn]sf] kfgLsf] 7"nf] kl/df0fnfO{ vfg]kfgL ;+:yfgn] pkef]u ug'{kg]{ ljsNktk{m cf“}NofPsf] cWoIf >]i7 atfpg'x'G5 .

;/sf/n] cfot ub}{ cfPsf] s[lif dn lghLIf]qn] klg cfoft ug{ yfn]kl5 gSsnL dn 7"nf] kl/0ffddf lelqPsf] atfOG5 . g]kfn–ef/t ;LdfIf]qaf6 lelqPsf tL /f;folgs o'l/of tyf l8:kL ld;fj6 o'Qm dnx¿sf sf/0f rfx]h:tf] s[lif pkh s[ifsx¿n] kfpg ;Sb}gg\ . o;af6 dnsf pkef]Qmf ls;fgx¿ 7luPsf t 5g\ g} df6f]sf] pj{/f zlQm klg la:tf/} sd eO/x]sf] lj1x¿ atfp“b5g\ . clxn] pkef]Qmf ls;fgn] afnLsf nflu dn k|of]u ug]{ ;dodf ;/sf/n] ld;fj6o'Qm dnsf] cj}w cfoftdf ljz]if hf]8 lbg'kg]{ cWoIf >]i7 atfpg'x'G5 .

jfl0fHo ljefuåf/f lgoldt ¿kdf ahf/ cg'udg x'g] u/] klg vf;} k|efjsf/L b]lvPsf] 5}g . v'b|f Jofkf/Lx¿n] ls/fgf k;ndf klg pkef]Qmfsf] :ki6 b]Vg ;Sg] u/L d"No;"rL 6f“:g'kg]{ k|fjwfg eP klg clwsf+z v'b|f k;ndf o:tf] /x]sf] x'G5 . uPsf] h]7 dlxgfdf dfq jfl0fHo ljefun] sf7df8f}+ pkTosfsf] tLg lhNnf sf7df8f}+, eQmk'/ / nlntk'/df ^( k6s cg'udg u/]sf] tyf @ ;o !! Joj;fo tyf pBf]ux¿nfO{ sf/afxL ul/Psf] hgfPsf] 5 . vfB ls/fgf ;fdfg, kmnk"mn, a]s/L, lkpg]kfgL, t]nl3p, s:d]l6s kbfy{, /fO;ldn, Ro"/f ldn, :6]zg/L, h'; k]o kbfy{, kf}8L kf]v/L cflbdf cg'udg u/L pkef]Qmf ;+/If0f P]gcGtu{t 5 . jfl0fHo ljefusf] k;f{ e}/xjf g]kfnu~hl:yt zfvf sfof{nox¿af6 qmdzM !&, % / # pBf]u tyf Joj;fonfO{ sf/afxL ul/Psf] hgfOPsf] 5 .

;f]nf/ k|of]un] abn]sf] hLjgz}nL

;Nofg . ;Nofgdf lah'nL aQLsf] ;'ljwf 5 . p/f7nfUbf] ;Nn]/L jgsf] ;f“3'/f af6fx¿df Psf]xf]/f] alh/xg] vRr/sf] 306L / af6f] j/k/ b]lvg] ;–;fgf 3/ 5g\ . o:t} cj:yf b]lvg] ljs6 kxf8L a:tLx¿df s'g} a]nf zx/ ahf/df dfq ;Lldt 6]lnlehgsf] nx/ rn]sf] 5 . k|To]s ufp“–ufp“df ;f]nf/ k|ljlwsf] kx“'r k'u]kl5 ;f] ;Dej ePsf] xf] .

;'Gbf cf;dfGo nfu] klg o:t} jf:tljstfdf /dfpg yfn]sf 5g\ . ljs6 kxf8L lhNnf ?s'd, /f]Nkf, ;Nofg / hfhf/sf]6sf afl;Gbfx¿ . pHofnf]sf] kof{ojfrL lbofnf] / 6'sL dfq} ePsf o; If]qsf afl;Gbfsf nflu ;f]nf/ k|ljlw Psbd} k|efjsf/L l;4 ePsf] 5 . ufp“df ;f]nf/ k|ljlwsf] kx“'r k'u]kl5 aQL afNg, /]l8of] Pj+ Sof;]6 ;'Ì / b]z–ljb]zsf] va/ cfÎg} cf“vfn] b]Vg ;lsg] 6]lnlehgsf] k|of]u ;fdfGo eO;s]sf] 5 .

…klxn] pHofnf]sf nflu lbofnf] / 6'sL, nfnl6gsf] e/df /ft sf6\g'kYof]{, ca Tof] 5}gÚ– ;Nofg rf]/kfgLsf jL/axfb'/ a'9fyf]sL eG5g\ . pgsf c'g;f/ ufp“df ;f]nf/ aNg yfn]kl5 ljBfyL{nfO{ k9\g aQL afNg / Sof;]6 ;'Ì ;lhnf] ePsf] 5 . o;afx]s b]z–ljb]zdf ePsf 36gf cfÎg} cf“vfn] b]Vg ;lsg] 6]lnlehg, dgf]/~hg ug]{ ;L8L Kn]o/;d]t ;f]nf/af6 rNg] ePkl5 pgLx¿ dVv 5g\ .

æljZje/L s] eof] eÌ] s'/f cfÎg} cf“vfn] b]Vg kfOg] ePsfn] 6L=eL= x]g{s} nflu klg ;f]nf/ lsÌ]x¿sf] ;+Vof a9]sf] 5– rf}/kfgLs} 6]s/fh af]x/f eG5g\, rf}/kfgLd} jL/axfb'/ a:g]t, e/t jnL, /Tgaxfb'/ 8L;Lnufotsf Ps bh{geGbf a9Ln] ;f]nf/ hf]8]/ 6LeL x]l//x]sf 5g\ . ;Nofg sdnkf]v/Lsf ;]tL/fd af]x/f @) jf6 Ifdtf ePsf] ;f]nf/ / @ xhf/sf] PG6]gf hf]8]df 6]lnlehg x]g{ ;lsg] atfp“5g\ . ca pgLx¿sf] Pp6f l8;PG6]gf /fVg] wf]sf] 5 .

ahf/, ufp“df lah'nL 5}g . t/, klg lel8of]sf] nx/ rn]sf] 5 . u|fxsx¿ lxGbL, g]kfnL lkmNd x]/]/ dgf]/~hg lnG5g\ . To:tf lel8of] xn ?s'dsf] rf}/hxf/L, sf]6uxf/Lsf] gfhL{ / vf]nfufp“ uflj;sf] rf}kmfdf 5g\ . rf}kmfdf lel8of] xn rnfp“b} cfPsf k|tfk /f0ff eG5g\– ækmfO“b} ePsf] 5, u|fxssf] sdL 5}g .Æ zx/sf 7"nf lkmNd xndf bz{ssf] cefj b]lvP klg tL xnx¿df k|foM a]n'sfsf] ;f]df bz{sx¿ vrfvr 5g\ . oxf“ !) ¿k}of“df Ps ;f] x]g{ kfOG5 .

@) xhf/b]lv @% xhf/ ¿k}of“ nufgL u/] ZofdZj]t 6L=eL= x]g{ / aQL afNg ;lsg] tyf #@ xhf/ nufgL u/] ;f]nf/ k|ljlwaf6 /+uLg 6LeL g} x]g{ ;lsG5 . tL ;f]nf/x¿ sf7df8f}+af6 Nofpg] ul/Psf] 5 . ;f]nf/sf] a9\bf] k|of]un] o;sf Jofkf/Lx¿ klg nfeflGjt ePsf 5g\ . ;/sf/n] ljs6 lhNnfdf ;f]nf/ k|ljlwsf nflu lb“b} cfPsf] %) k|ltzt cg'bfg 36fP/ @% k|ltzt k'¥ofPkl5 ufp“n]x¿nfO{ s]xL dx“uf] ePsf] 5 . t/, klg o;sf] dfu 36]sf] 5}g .

?s'ddf rf}/hxf/L / :ofk'{ u/L b'O{j6f ;fgf hnljB't\ cfof]hgf 5g\ .

s'g} a]nf lbofnf], 6'sL / To;kl5 nfnl6gsf] ;xf/fn] /ft latfpg] ufp“x¿ ca lemlnldnL aQL afNg] cj:yfdf k'lu;s]sf 5g\ . ?s'd k"lt{dsf“8f– % sf 6]saxfb'/ dxtf/f eG5g\– æof] t uha} /fd|f] x'“bf]/x]5, 6LeL x]g{ / /]l8of] ;'Ì klg .Æ

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lxdfn/]ld6sf] ;kmntf

lxdfnog a}s lnld6]8n] utjif{ z'? u/]sf] cgnfOg dlg 6«fG;km/ ;]jf lxdfn/]ld6n] pT;fxhgs ;kmntf kfPsf] a}+sn] hgfPsf] 5 . o;k|sf/sf] ;]jf yfngL ug]{ lxdfnog a}+s klxnf] jfl0fHo a}+s xf] . j}b]lzs /f]huf/Ldf uPsf g]kfnLn] bf]xf, ax/fOg, ca'wfaL, b'aO{, dn]l;of, l/ofb, bdfd / h]xfb, s'a]th:tf :yfgaf6 lxdfn/]ld6dfkm{t cfkmGtx¿nfO{ k7fpg] u/]sf] /]ld6fG;df o;jif{ ;t k|ltzt j[l4 ePsf] hgfOPsf] 5 . k|d'v Joj:yfks kmlxd a6n] lxdfnog a}“sdf lelqPsf] /]ld6fG; g]kfndf lelqg] /]ld6fG;sf] !) k|ltzt /x]sf] atfpg'eof] . pxf“n] x'08L k|0ffnLnfO{ lg?T;flxt ug{ cgnfOgdfkm{t k};f e'QmfgL ug{ lxdfn/]ld6 yflnPsf] atfpg'eof] . /sdfGt/ Joj;fodf lxdfnog a}+sn] Ph]G6sf] ¿kdf PS;k]|; dgL, OG;6fG6 Sof;, 6«fen]S; dgL 6«fG;km/, O{hL /]ld6, dlgu|fd, Pcf/jfO{ l:k8 /]ld6h:tf ;]jfk|bfos ;+:yfaf6 klg /sdfGt/ ;]jf pknAw u/fp“b} cfPsf] a}+såf/f hf/L lj1lKtdf hgfOPsf] 5 .

cgnfOg /sdfGt/ ;]jf lxdfn /]ld6sf] OG6/g]6 7]ufgf www.himalayanbank.com/himal-remit/ gfoa dxfk|aGws ;'zLn hf]zLn] cgnfOg /sdfGt/ ;]jf Psbd} ;'/lIft ePsf] atfp“b} kf;j8{ x\ofs u/]/ s;}n] klg k};f lxgfldgf ug{ g;Sg] bfaL ug'{eof] . gfoa dxfk|aGws hf]zLn] eGg'eof]––…x\ofs ug{ ToxL sDKo'6/ / ToxL kf;j8{ k|of]u ug'{k5{, h'g c;Dej 5 .Ú cgnfOg dlg 6«fG;km/ ;]jfaf6 /sDffGt/ u/]kl5 s]xL ldg]6d} g]kfnsf] ;DalGwt vftfdf hDdf ePkl5 a“}saf6 cfkmGtn] k7fPsf] /sd e'QmfgL lng ;lsG5 .

lxdfn/]ld6af6 lnOg] ;]jfz'Ns klg Go"g ePsf] gfoa dxfk|aGwsn] bfaL ug'{eof] .

j}b]lzs /f]huf/Ldf hfg]x¿NffO{ a}+sn] Ps nfv ¿k}of“;Ddsf] C0f ;'ljwf k|bfg ug]{ lj1lKtdf hgfOPsf] 5 .